Working Capital

A working capital loan helps businesses finance day-to-day operations, such as rent, payroll, utilities, inventory, or other short-term expenses. It’s designed to manage cash flow, especially during slow seasons or irregular income periods.

Key Features

• Short-Term Loan: Typically repaid within a year
• Purpose: Supports daily operations, not long-term assets
• Secured or Unsecured: Some loans require collateral (receivables, inventory), others rely on creditworthiness

How to Apply

• 1. Assess Your Need – Determine the exact amount and purpose
• 2. Check Eligibility – Consider business age (6+ months), revenue, credit score, and existing debt
• 3. Gather Documents – Bank statements, P&L, balance sheet, tax returns, business registration, personal ID
• 4. Choose a Lender – Banks, NBFCs, online lenders, credit unions, or government schemes
• 5. Apply – Submit application and documents online or in person
• 6. Receive Funds – Sign agreement and receive disbursal (often within 24–72 hours for online lenders)

With Easy Capital, securing a working capital loan is fast, simple, and hassle-free—so your business never misses a beat.