Home Loan
- Our home loans come with a range of benefits designed to make owning a home easy and affordable:
- 1. Low interest rates starting from 8.5%*
- 2. Low minimum loan amount
- 3. High maximum loan amount
- 4. Easy prepayment options
Eligibility Factors
- Your home loan eligibility depends on several factors, including:
- Credit Score (minimum 700)
- Income of all applicants
- Age of primary applicant (21–70 years)
- Occupation of primary applicant
- Other obligations and existing EMIs
- Additional sources of income (if any)
- Repayment capacity
- Current residential location
- Location of the property you wish to buy
*Interest rate depends on your credit profile, income, occupation, and other factors.
- Loan Amount & Tenure
- 1. Loan Amount: ₹5 Lakhs – ₹3 Crores
- 2. Loan Tenure: 3–30 years for salaried applicants, up to 20 years for self-employed
Property Not Identified (PNI) Loans
You can get a PNI (Property Not Identified) Sanction Letter even if you haven’t finalized the property. Once your property is selected, the final sanction will depend on its assessment.
If the property is under construction, we recommend discussing the details with your relationship manager.
With The Easy Capital, your dream home is closer than ever!
